The worst deal I've ever done in my life! Be VERY CAREFUL when you sign a contract with this company.
APR's abusive (believe mine is almost 19%!!), unprepared professionals, I would say it is a company of the type "ALL FOR MONEY", nothing by the customer (even in COVID time they do not even want to know, there is no consideration even if you have paid all installments on time during your contract.
And I'm ALMOST TO SEE MYSELF FREE OF THESE UNFORTUNATES, but I said ALMOST, the novelty of the exit is as follows. My installments have always won on the 21st of every month. Last December (2020)
FORTUNATELY, I found a decent Dealer ( Current APR: 3.49% OK??). My drama of the moment is: I made payment of the installment on 12/21 and on 12/28 I bought a new car. On 12/31 the new Dealer made the payoff for them (SAFCO). Now I am questioning them about the refund of the payment, given that the car was paid on 12/21 and delivered to the new Dealer on 12/28, and SAFCO simply informed me that regardless of having received a payoff, NOTHING IS DUE to the installment of December for me, there is no payment of pro-rata-die in their contract. I am impressed!
I'm not American, but I'm a Brazilian professional from the business world and in several contracts That I've had the opportunity to do, it would be something more than normal to receive the refund proportional to the days of use of the vehicle, but I would like to hear from you Americans, is that how it works here in the USA?
I was diagnosed with cancer and going through treatments. My husband also has prostate cancer and neither of us were working. We had the car voluntarily repossed 2 years ago (July 2016).
This company sold the car and recovered all that we owed except $2,000 (or at least that is what they told us), but Safco is still reporting as if we still own and have a balance of $8,000 and that we are late making the payment every month.
I have disputed this so many times, but because Safco pays the bureaus they will not correct the problem. This is so unfair and straight out fraudulent.
I left on vacation and my car was not even 3 months late and they repoed my car. I only owe 1050 and they are asking for 2189.00. Plus 375.00 repossession fee and 225.00 for towing company. I called and the representative said I might get in trouble for saying this but you should take the money and get another vehicle. I invested 16,000.00 only owing one more year. I am upset and don’t know what to do. Please help me get my car back!
MY NAME IS CANDACE CHESTNUT. IN NORTH CAROLINA. SAFCO IS NOT THE CREDIT BUILDERS BUT YET THE CREDIT LOAN SHARKS... HOW COULD THEY DEEM MY CAR AS A REPO ON MY CREDIT REPORT WITH EQIFAX AFTER THEY RECIVED PAYMENTS FROM THE CAR INSURANCE IN A CHECK FOR $12064.00 AND GAP COVER FOR $4313.00 AND A CHECK FOR $856.00 FROM THE DEALERSHIP.. NOT ONLY ARE THEY STILL CHARGING ME $8.55 EVERY SINGLE DAY... SI I OWE $429 FOR ONE MONTH THAT WAS A DEFFERRED PAYMENT... IT WENT FROM $429.00 TO OVER A THOUSAND DOLLAS IN TWO MONTHS. BEING THAT THEY ADDED A REPO TO MY CREDIT ON A CAR THAT THE TITLE WAS SENT TO MY INSURANCE COMPANY.. I COULDNT GET A CAR TO USE REBATES TO WASH OUT THE REMAINING AMOUNT.. SO NOW I HAVE A REPO ON MY CREDIT .. I CANNOT GET FINACNCE FROM ANYONE ELSE.. AND WILL POSSIBLE LOOSE MY JOB BECAUSE I CANNOT KEEP PAYING FOR A RENTAL CAR AT $700.00 A MONTH.. THEY HAVE PLACED A REPOSSESSION ON MY CREDIT FOR A CAR THAT HAS BEEN PAID OFF BY THE INSURANCE COMPNAY AND THE GAP COVERAGE. I AM A SINGLE MOTHER, LIVING IN GREENSBORO NC. MY ONLY WAY TO GET TO WORK IS HAVING THE MEANS OF MY OWN TRANSPORTATION. ON AUG 8TH 2016 I WAS IN A TOTAL CAR WRECK.
THEY HAVE PLACED A REPOSSESSION ON MY CREDIT FOR A CAR THAT HAS BEEN PAID OFF BY THE INSURANCE COMPNAY AND THE GAP COVERAGE.THEY ALSO TOOK TWO WEEKS TO POST THE INSURANCE CHECK TO THE ACCOUNT TO CONTINUE CHARGING ME INTREST DAILY ON A VEHICLE THAT THE TITLE HAS ALREADY BEEN GIVEN TO THE INSURANCE COMPANY. I HAVE CONTACTED THEM EVERY THREE DAYS INFORMING THEM THAT EQUIFAX IS SHOWING THAT THE CAR HAS BEEN DEEMED REPO FOR THE MONTH OF SEPT/OCT 2016. THE CAR ACCIDENT WAS ON 8/9/16. SINCE THE ACCIDENT THEY WERE GIVEN A COPY OF THE CHECK INVOICE AND STILL CONTIUNED TO TELL ME ITS A SIMPLE INTREST LOAN. I AM STILL BEING CHARGED DAILY AND HAVE 45 DAYS LATE ON A CAR THAT IS NO LONGER IN MY POSSESSION AND NOR IS THE TITLE OF THE VECHILE IN THE POSSESSION OF SAFCO. IT IS SO UNFAIR TO STILL BE CHARGED DAILY I HAVE GONE FROM OWING $429 DOLLARS ON THE ACC TO OVER A $1000 DOLLARS. THEY CLAIM TO BE THE CREDIT BUILDERS BUT MORE LIKE LOAN SHARKS AND CREATING HAVIC ON MIDCLASS PEOPLE CREDIT MAKING IT IMPOSSIBLE FOR OTHERS TO GET ANOTHER LENDER.
MY CREDIT HAS BEEN DESTROYED! I WENT TO 4 DIFFERENT DEALERSHIPS AND ALL OF THEM ARE SAYING SAFCO HAS PLACED A REPO ON MY CREDIT. I HAVE EVEN CALLED EQUIFAX AND THEY TOO HAVE CONFIRMED A REPO WAS ADDED IN SEPT 2016. I HAVE CONTACTED SAFCO OVER AND OVER "VANITY" THE INSURANCE REP AS WELL AS THOMAS, MARIA, NIKI MAGNOR HAS ALL DISREGUARDING AND CLAIM TO HELP, THERE HAS BEEN TWO DIFFERENT REPS THAT SAID "OH IT HAS BEEN DEEMED REPO BECAUSE YOU DID NOT COMPLY WITH YOUR INSURANCE COMPANY. I SIGNED AND COMPLIED WITH THE INSURANCE COMPANY, BECAUSE IF I DID NOT THEN PEAKS & PROPERTY WOULD NOT HAVE SENT A CHECK FOR $12,064 NOR WOULD ZURICH SEND A CHECK FOR $4313.00. AFTER RECEIVING THIS SAFCO DID NOT EVEN CARE. THEY STILL ARE CHARGING ME $8.55 A DAY FOR ONE MONTH THAT WAS IN A DEFERRED PAYMENT FROM LAST YEAR. BUT NO CALL BACKS AND NO FURTHER ACTION WAS COMPLETED. THEY RE-RAN MY CREDIT AND TOLD ME IT WAS NOT LISTED AS A REPO. BUT ONCE I INFORMED THEM THAT I CALLED EQUIFAX NOW THEY ARE SAYING THE ISSUE WAS CORRECTED ON THE 11TH OF OCTOBER.. WHEN THERE SHOULD HAVE NEVER BEEN IN THE FIRST PLACE. I AM CURRENTLY RENTING A CAR PAYING $700 A MONTH AND CANNOT GET A CAR BECAUSE IT TAKES UP TO 60 DAYS FOR EQUIFAX TO MAKE CORRECTIONS ON PROFILES. NEVERTHELESS I STILL AM IN WAITING FROM SAFCO TO SHOW AND PROVE THAT THE CORRECTION HAS BEEN MADE.
NOT ONLY DO I DO NOT WANT TO BE CHARGED FOR THE INTREST FROM SEPT/OCT CREDITED BACK. I ALSO WANT THEM TO CORRECT THE ISSUE WITH EQUIFAX. I ALSO WANT PROOF THAT THE CORRECTION HAS BEEN MADE EITHER FROM EQIFAX OR SAFCO. THIS IS SO UNFAIR THAT I AM NOT ABLE TO GET A CAR TO SUPPORT MY FAMILY AND POSSIBLE WILL LOOSE MY JOB BECAUSE THERE IS NO FORM OF PUBLIC TRANSPORTATION WHERE I LIVE. AND ONCE I LOOSE MY JOB I WILL LOOSE THE PLACE IN WHICH I LIVE!! THIS HAS ALL BECOME A DOMINO EFFECT IN MY ENTIRE LIFE!
IF YOU GO TRYING TO GET A CAR LOAN.. A SIMPLE INTREST LOAN FROM SAFCO THEY WILL RAPE YOU.. THEY WILL STEAL MONEY FROM YOU.... THEY DO NOT CARE ABOUT ANYONE AND PEOPLE.. THEY RATHER DESTROY YOUR CREDIT AND MAKE IT SO YOU CANT GET A LOAN FROM ANYONE ELSE... IT WILL BE IMPOSSIBLE.. THEY LIED ABOUT CORRECTING THE ISSUE.. I CALLED EQIFAX AND THEY VERIFIED THAT I HAVE A REPO ON A CAR THAT IS BASICALLY PAID FOR AND THE CAR NO LONGER BELONGS TO SAFCO IS SIGNED AN AFFIVIDAIT TO THE INSURANCE COMPANY THEY HAVE THE TITLE.. BUT SAFCO WAS STILL ABLE TO GIVE ME A REPO ON A CAR THAT IS NOT IN THEIR POSSESSION.. NOT IN MINE.. NOR IS IT WITH A TOW COMPANY.. FOR NON PAYMENT.. AND BY THE WAY IF YOUR 30 DAYS LATE THEY WILL REPO THE CAR THE NEXT DAY.. SO IF YOU HEAR OF THIS COMPANY TO GET A FINACE LOAN.. RUN.... RUN... RUN.... AS IF THE f**kING DEVIL IS CHASING YOU.. THEY ARE RUDE EVIL.. AND DO NOT CARE. ONLY WISH THAT STORM WILLIAM HAD OF BLOWN VANITY AND THE REST OF THE DUMB BITCHES WHO ADDED A REPO ON MY CREDIT SHOULD HAVE DIED IN THAT HURRICANE STORM!
SAFCO, LLC. Reviews
The worst deal I've ever done in my life! Be VERY CAREFUL when you sign a contract with this company.
APR's abusive (believe mine is almost 19%!!), unprepared professionals, I would say it is a company of the type "ALL FOR MONEY", nothing by the customer (even in COVID time they do not even want to know, there is no consideration even if you have paid all installments on time during your contract.
And I'm ALMOST TO SEE MYSELF FREE OF THESE UNFORTUNATES, but I said ALMOST, the novelty of the exit is as follows. My installments have always won on the 21st of every month. Last December (2020)
FORTUNATELY, I found a decent Dealer ( Current APR: 3.49% OK??). My drama of the moment is: I made payment of the installment on 12/21 and on 12/28 I bought a new car. On 12/31 the new Dealer made the payoff for them (SAFCO). Now I am questioning them about the refund of the payment, given that the car was paid on 12/21 and delivered to the new Dealer on 12/28, and SAFCO simply informed me that regardless of having received a payoff, NOTHING IS DUE to the installment of December for me, there is no payment of pro-rata-die in their contract. I am impressed!
I'm not American, but I'm a Brazilian professional from the business world and in several contracts That I've had the opportunity to do, it would be something more than normal to receive the refund proportional to the days of use of the vehicle, but I would like to hear from you Americans, is that how it works here in the USA?
I was diagnosed with cancer and going through treatments. My husband also has prostate cancer and neither of us were working. We had the car voluntarily repossed 2 years ago (July 2016).
This company sold the car and recovered all that we owed except $2,000 (or at least that is what they told us), but Safco is still reporting as if we still own and have a balance of $8,000 and that we are late making the payment every month.
I have disputed this so many times, but because Safco pays the bureaus they will not correct the problem. This is so unfair and straight out fraudulent.
I left on vacation and my car was not even 3 months late and they repoed my car. I only owe 1050 and they are asking for 2189.00. Plus 375.00 repossession fee and 225.00 for towing company. I called and the representative said I might get in trouble for saying this but you should take the money and get another vehicle. I invested 16,000.00 only owing one more year. I am upset and don’t know what to do. Please help me get my car back!
MY NAME IS CANDACE CHESTNUT. IN NORTH CAROLINA. SAFCO IS NOT THE CREDIT BUILDERS BUT YET THE CREDIT LOAN SHARKS... HOW COULD THEY DEEM MY CAR AS A REPO ON MY CREDIT REPORT WITH EQIFAX AFTER THEY RECIVED PAYMENTS FROM THE CAR INSURANCE IN A CHECK FOR $12064.00 AND GAP COVER FOR $4313.00 AND A CHECK FOR $856.00 FROM THE DEALERSHIP.. NOT ONLY ARE THEY STILL CHARGING ME $8.55 EVERY SINGLE DAY... SI I OWE $429 FOR ONE MONTH THAT WAS A DEFFERRED PAYMENT... IT WENT FROM $429.00 TO OVER A THOUSAND DOLLAS IN TWO MONTHS. BEING THAT THEY ADDED A REPO TO MY CREDIT ON A CAR THAT THE TITLE WAS SENT TO MY INSURANCE COMPANY.. I COULDNT GET A CAR TO USE REBATES TO WASH OUT THE REMAINING AMOUNT.. SO NOW I HAVE A REPO ON MY CREDIT .. I CANNOT GET FINACNCE FROM ANYONE ELSE.. AND WILL POSSIBLE LOOSE MY JOB BECAUSE I CANNOT KEEP PAYING FOR A RENTAL CAR AT $700.00 A MONTH.. THEY HAVE PLACED A REPOSSESSION ON MY CREDIT FOR A CAR THAT HAS BEEN PAID OFF BY THE INSURANCE COMPNAY AND THE GAP COVERAGE. I AM A SINGLE MOTHER, LIVING IN GREENSBORO NC. MY ONLY WAY TO GET TO WORK IS HAVING THE MEANS OF MY OWN TRANSPORTATION. ON AUG 8TH 2016 I WAS IN A TOTAL CAR WRECK.
THEY HAVE PLACED A REPOSSESSION ON MY CREDIT FOR A CAR THAT HAS BEEN PAID OFF BY THE INSURANCE COMPNAY AND THE GAP COVERAGE.THEY ALSO TOOK TWO WEEKS TO POST THE INSURANCE CHECK TO THE ACCOUNT TO CONTINUE CHARGING ME INTREST DAILY ON A VEHICLE THAT THE TITLE HAS ALREADY BEEN GIVEN TO THE INSURANCE COMPANY. I HAVE CONTACTED THEM EVERY THREE DAYS INFORMING THEM THAT EQUIFAX IS SHOWING THAT THE CAR HAS BEEN DEEMED REPO FOR THE MONTH OF SEPT/OCT 2016. THE CAR ACCIDENT WAS ON 8/9/16. SINCE THE ACCIDENT THEY WERE GIVEN A COPY OF THE CHECK INVOICE AND STILL CONTIUNED TO TELL ME ITS A SIMPLE INTREST LOAN. I AM STILL BEING CHARGED DAILY AND HAVE 45 DAYS LATE ON A CAR THAT IS NO LONGER IN MY POSSESSION AND NOR IS THE TITLE OF THE VECHILE IN THE POSSESSION OF SAFCO. IT IS SO UNFAIR TO STILL BE CHARGED DAILY I HAVE GONE FROM OWING $429 DOLLARS ON THE ACC TO OVER A $1000 DOLLARS. THEY CLAIM TO BE THE CREDIT BUILDERS BUT MORE LIKE LOAN SHARKS AND CREATING HAVIC ON MIDCLASS PEOPLE CREDIT MAKING IT IMPOSSIBLE FOR OTHERS TO GET ANOTHER LENDER.
MY CREDIT HAS BEEN DESTROYED! I WENT TO 4 DIFFERENT DEALERSHIPS AND ALL OF THEM ARE SAYING SAFCO HAS PLACED A REPO ON MY CREDIT. I HAVE EVEN CALLED EQUIFAX AND THEY TOO HAVE CONFIRMED A REPO WAS ADDED IN SEPT 2016. I HAVE CONTACTED SAFCO OVER AND OVER "VANITY" THE INSURANCE REP AS WELL AS THOMAS, MARIA, NIKI MAGNOR HAS ALL DISREGUARDING AND CLAIM TO HELP, THERE HAS BEEN TWO DIFFERENT REPS THAT SAID "OH IT HAS BEEN DEEMED REPO BECAUSE YOU DID NOT COMPLY WITH YOUR INSURANCE COMPANY. I SIGNED AND COMPLIED WITH THE INSURANCE COMPANY, BECAUSE IF I DID NOT THEN PEAKS & PROPERTY WOULD NOT HAVE SENT A CHECK FOR $12,064 NOR WOULD ZURICH SEND A CHECK FOR $4313.00. AFTER RECEIVING THIS SAFCO DID NOT EVEN CARE. THEY STILL ARE CHARGING ME $8.55 A DAY FOR ONE MONTH THAT WAS IN A DEFERRED PAYMENT FROM LAST YEAR. BUT NO CALL BACKS AND NO FURTHER ACTION WAS COMPLETED. THEY RE-RAN MY CREDIT AND TOLD ME IT WAS NOT LISTED AS A REPO. BUT ONCE I INFORMED THEM THAT I CALLED EQUIFAX NOW THEY ARE SAYING THE ISSUE WAS CORRECTED ON THE 11TH OF OCTOBER.. WHEN THERE SHOULD HAVE NEVER BEEN IN THE FIRST PLACE. I AM CURRENTLY RENTING A CAR PAYING $700 A MONTH AND CANNOT GET A CAR BECAUSE IT TAKES UP TO 60 DAYS FOR EQUIFAX TO MAKE CORRECTIONS ON PROFILES. NEVERTHELESS I STILL AM IN WAITING FROM SAFCO TO SHOW AND PROVE THAT THE CORRECTION HAS BEEN MADE.
NOT ONLY DO I DO NOT WANT TO BE CHARGED FOR THE INTREST FROM SEPT/OCT CREDITED BACK. I ALSO WANT THEM TO CORRECT THE ISSUE WITH EQUIFAX. I ALSO WANT PROOF THAT THE CORRECTION HAS BEEN MADE EITHER FROM EQIFAX OR SAFCO. THIS IS SO UNFAIR THAT I AM NOT ABLE TO GET A CAR TO SUPPORT MY FAMILY AND POSSIBLE WILL LOOSE MY JOB BECAUSE THERE IS NO FORM OF PUBLIC TRANSPORTATION WHERE I LIVE. AND ONCE I LOOSE MY JOB I WILL LOOSE THE PLACE IN WHICH I LIVE!! THIS HAS ALL BECOME A DOMINO EFFECT IN MY ENTIRE LIFE!
IF YOU GO TRYING TO GET A CAR LOAN.. A SIMPLE INTREST LOAN FROM SAFCO THEY WILL RAPE YOU.. THEY WILL STEAL MONEY FROM YOU.... THEY DO NOT CARE ABOUT ANYONE AND PEOPLE.. THEY RATHER DESTROY YOUR CREDIT AND MAKE IT SO YOU CANT GET A LOAN FROM ANYONE ELSE... IT WILL BE IMPOSSIBLE.. THEY LIED ABOUT CORRECTING THE ISSUE.. I CALLED EQIFAX AND THEY VERIFIED THAT I HAVE A REPO ON A CAR THAT IS BASICALLY PAID FOR AND THE CAR NO LONGER BELONGS TO SAFCO IS SIGNED AN AFFIVIDAIT TO THE INSURANCE COMPANY THEY HAVE THE TITLE.. BUT SAFCO WAS STILL ABLE TO GIVE ME A REPO ON A CAR THAT IS NOT IN THEIR POSSESSION.. NOT IN MINE.. NOR IS IT WITH A TOW COMPANY.. FOR NON PAYMENT.. AND BY THE WAY IF YOUR 30 DAYS LATE THEY WILL REPO THE CAR THE NEXT DAY.. SO IF YOU HEAR OF THIS COMPANY TO GET A FINACE LOAN.. RUN.... RUN... RUN.... AS IF THE f**kING DEVIL IS CHASING YOU.. THEY ARE RUDE EVIL.. AND DO NOT CARE. ONLY WISH THAT STORM WILLIAM HAD OF BLOWN VANITY AND THE REST OF THE DUMB BITCHES WHO ADDED A REPO ON MY CREDIT SHOULD HAVE DIED IN THAT HURRICANE STORM!