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Regal Kia


Country United States
State Florida
City Lakeland
Address 1025 Bartow Rd
Phone 863-588-4010
Website http://www.regalkia.com/

Regal Kia Reviews

  • Sep 7, 2015

If this happened to you please join a law suit document it here.

Barely 18 child agrees to Purchase a car with their 3 month work history. Verbally agrees to 269.00 per month signs BLANK contract leaves with car.

Parent gets call,"We can't get finance for your child's car." You answer,"I have a car loan and mortgage as well as credit card debt I can't help them right now." They answer,"If you sign a letter to the lenders stating what a great kid he is and how he is in college holding a job etc.

It will help him."

3 weeks later you sign the letter with a witness with you. Your child already has a loan in your name with a payment book with you as the primary on the loan. They have already made 2 payments themselves with money orders.

Call the dealership get well the issue is not with them the car is yours now. No one can help. Call the bank they say you are deadbeat and tell! you bring it to the dealership. The dealership buys it back out of repossession – it never left their lot- for 7 or 8 thousand less then they charged you on paper. When you finally get a copy of what you never signed your kid signed to buy a car listed at 13,000 for 21,000. Don’t even ask if you have consumer protection there is none in this county in this state. Good old boys all.

You discover the bank is under investigation for predatory lending and other illegal practices 12 things in all. not a surprise because you know that your debt ratio was over ridiculous with student debt mortgage car credit card no reputable bank – even your own bank- could not legally lend you money or even with you 3 month employed barely adult child cosigning a loan. There are laws that prevent a bank from making a loan. I couldn't have gotten 500 $ never mind 22,000 it is craziness.

You have now entered the involuntary repossession stage where you have no open credit card. In my case I have been through 2 husbands dying having a major illness twice preventing me from working once for 2 years once for 2 months and never left a bad debt ever. Banks you have had a relationship for 20 years with and never missed a credit card payment, even paid 2 times the monthly amount while disabled don't care you have no credit. You are forced to use your retirement funds whenever anything adverse happens.

Over the course of 5 years it has chewed up most of mine. Deaths, repairs, sinkhole at my home, appliances, roofs, dental, physical all paid as went. Blessing to have afford. Incidentally the child involved lost their job over the garnishment on their wages. They can not get another job because of how they look on paper. At 23 is washed up so I get to support them. They can't deal with little decisions they have like a post traumatic disorder.

Please do not get caught in this yourself. If you have been too please email me maybe we collectively can get our good name back. By the way I was able to purchase a 30 year fixed mortgage without a job in 2002. You don’t get that from reckless use of purchase power or credit. This company ruined my good name and credit. Please contact me if you also have been trapped or approached the same way.

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