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Ready Debit Gold


Country United States
State California
City San Ramon
Address P.O. Box 1966.
Website https://www.readydebitgold.com/

Ready Debit Gold Reviews

Most Useful Comment
  • May 12, 2016

I spoke with the IRS who confirmed they deposited my income tax refund on May 4th in this ready debit account . So I call ready debit who to my surprise , informed me that my account was closed without warning(how convenient). They claimed to have returned the funds as of May 2. Now how in the **** they returned it on the 2nd of May when IRS didn't send it until the 4th. I am a single homeless mother who has been anxiously awaiting this return to provide a roof over my children and my head but this low down ratchet business has hurt my chances. My first concern is why hasn't this company informed me of any issues before my account was closed and secondly, why aren't the dates matching. I am desperately in need of my money but also id like to find an Attorney to head a class act lawsuit to put a stop to fraudulent practices from this crooked company. I want to hurt them like I see they've hurt others. Please please please help me.

Mark as Useful [2 votes]
  • Mar 10, 2018

I noticed fraudulent charges of about $200 from Houston Texas circa September 2017 on my prepaid debit card, so called ReadyDebit to report this. They instructed me to obtain an Error Claim Form from web address readydebitgold.com/disputeforms/disputeforms.html and to fax the form to their fax 925 217 0052.

I sent this fax on October 9, 2017. All of this took several hours because the Customer Service people have accents which are almost impossible to understand so I asked them to repeat themselves and to speak slowly. By the way, my hearing is perfect; but their English is almost unintelligible.

When I called back enquiring on status, the "Customer Service" people said they'd never received that fax. The Customer Service woman told me to upload the Error Claim Form to upload.accountnow.com

****BELOW IS THE MESSAGE THAT I GET WHEN I GO TO THE UPLOADING SITE upload.accountnow.com

Please enter a valid account number. Your account number is different from your 16-digit card number. It contains 11 to 14 digits and is not the same as your 16-digit card number. You can obtain this number by calling our automated phone system at 1-866-925-2036 or by logging into your account in our online customer center.

*** so I think, okay, if I need an account number, I'll log into my account at readydebitgold.com. When I do that (and the system recognizes my card number and PIN when I log in), then I don't see anyplace on the website where there shows any 11 to 14 digit account number. So okay, I call the automated phone system 866-925-2036 but that automated telephone system does NOT recognize my card number and does nOT recognize my Social Security number. So there obviously is a discrepancy between the readydebitgold.com website, which DOES recognize my card number,

and the automated phone system, which does NOT recognize my card number.

**** SO NOW WHAT?? ***

I call Customer Service: 1.866.907.7531 same deal, the person has some accent which is just about impossible to understand. I have called several times since October 2017 and have received no satisfaction. At one point the so-called Customer Service people said they were mailing me a new card, since the original card has been hacked/misused, but I never received a new card. Neither have I received any credit or recompense for the $200.

***Below is what the ReadyDebitGold website says on its Customer Service tab:

Our cardholder specialists are living, breathing people

are available to provide you with assistance in

English or Spanish. Remember, you can always access your

card information, including balance and transaction

history, via our website with your card number and PIN or

serial number.

  • Sep 12, 2017

I loaded my card and called to pay my bill and its saying load pending SO I called and theybtold me that my account was being escalated and that I would have to wait for a call in 24 to 72 hours been waiting over a week now.

  • Aug 21, 2017

I shameca lost my card and I called them to report my card was lost on a Sunday the person I spoke to from ready debit card services took my information and told me it will be 7 to 10 business days before I recipe my new card. I asked the rep was my money going to be on my new card he said yes no worries it will be their ms. Byrd I then explain to the rep that I have someone listening as well. I asked the rep to repet what is it he is doing he said that he was going to put in a money transfer so I will not have any problems so I said I am not going to hanging up until he is finish making a report for the transfer I heard him typing but who to say if it was a report. I released the call I received my card on a Monday I called back and spoke with a different rep she told me the same thing we went over other thing threw out the call. I then asked are you sure my money going to be on my card she said yes called was released. Well here comes Friday my money is not their so I was give a lie after lie after lie my money is not on my card at this time I am going to file a federal law sue on this company for their lies and bad servic. Don't bank with them because you will never get your money

  • Aug 5, 2017

Ready debit gold card is a ripoff.in the beginning everything is normal.then with no warning they lock you out from your account.you will not be able to access your money and they will give you the run around. I am so surprised that they are still in business. DO NOT USE THIS CARD!!

  • Mar 8, 2017

Ready debit took my money and my boyfriend. He had his income tax sent to my card and it was working fine at first then I put 500 dollars on the card then went to take money off Bank took my card . They ask me to send in ss card Driver license and a utility bill I did an it been going on two weeks and I'm still getting the round around they always say call back tomorrow. These people need to be stopped from ripping poor people off I don't no how to get a lawsuit started against them if anyone do please help I have a 7 yr old I need that money. They have no shame! Someone out there should be able to stop these people. Elizabeth. Collins, ms.

  • Oct 4, 2016

Scam

They suck

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