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Future Income Payments, LLC

Country United States
State California
City Irvine
Address 18300 Von Karman Ave, Suite 410
Phone 703-828-3395

Future Income Payments, LLC Reviews

Most Useful Comment
  • Feb 4, 2016


I am retired military and needed some cash quick. I got approved for 6000.00 dollars and received 5700.00 from this company. I have requested to payoff the balance and was told that I would have to pay the full amount of 35000.00 because of the contract that was signed. I have had money taken out of my account without knowledge. I keep receiving emails and phone calls from these ripoff artists often. Please if you need any funds leave this company off your list this is nothing but BS and a ripoff.

Mark as Useful [4 votes]
Most Useful Comment
  • Jan 1, 2016

Early this spring, I needed some quick cash. I sold my NYS Pension to Future Income Payments, LLC. I got $3500 cash.

Here in Decembeer, after making 9 monthly payments of $303 each, I asked them for a closeout quote. The man I talked to (Cris) said he would email the calculations.

I got the email. Total Value: $36,360.00

Cash Advance: $3,500.00

Total Payment: $2762.00

Option #1: $33,598.00

50% off: $16,799.00

So, for a loan of $3,500.00, and paying back $2,762.00, they want me to pay an ADDITIONAL $16,799.00 to end this deal.

For the loan of $3,500.00 it will cost me a total of $19,561.00 to end this deal. Now is that eveer a SCAM!!!!!

Mark as Useful [4 votes]
  • Oct 5, 2015

I have received a lumpsum payment from my Veterans Pension in the sum of $5500. I had to pay $683 a month. I did not understand that I would have to pay $5500 over a period of 5 years which would result with me paying over $40000.

I am being hounded and harassed daily from emails and phone calls. I have asked to pay the $5500 in increments that I could pay. I was told by this company that I would have to pay the $5500 over that period of 5 years.

Mark as Useful [3 votes]
  • Nov 11, 2017

LIP take advantage of a widow woman raising three grandchildren

I contacted LIP for a loan and was told that they did not charge any interest and that I would pay back 10,199 at 850 a month. I was thinking I would be paying it back for about one year and so I did it and come to find out they used my VA retirement Annuity to guarantee it and now they want 850 a month for 10 years making me pay back 10 times the amount I borrowed. I did not understand what I was signing and now I am trying to find a way out of this terrible situation as it is impossible for me to pay this and survive as I only get 1132 a month.

Mark as Useful [2 votes]
  • Oct 4, 2017

I am a senior citizen with a hearing disability who is being taken advantage of by this company with their predatory tactics. They are charging me $350 a month for 60 months on a $2100 loan.

Mark as Useful [2 votes]
  • Jul 14, 2017

These People are Scammers

My husband got a $2100 "Loan" from these people, and now they want payments of $350 a month over 10 years! That's nearly $40,000! They rushed us through the contract signing, and now I know why. We contacted our State Attorney General and we plan to sue them for Fraud and Usury.

Mark as Useful [1 vote]
  • Sep 7, 2016

On August 2016, I contacted Future Income Payments, LLC for the purpose of getting a loan for $2,624. There were several phone conversations and emails between us asking a lot of personal financial information. The problem is I thought I was understanding what was being said to me, but in reality I didn't understand the pay back plan at all. For a $2,624.00 loan, they are going to deduct $350.00 monthly from my checking account for approximately 5 years. If you do the math, the balanced owed in their eyes would be $21,000.00. Who in their right mind would borrow $2,624.00 so they could pay back $21,000.00? Not even a 64 year old women with the onset of dimenia, but obviously I did. I did not realize that until I noticed on my checking statement the amount of $350.00 was being deducted as of September 2, 2016 and was told there was nothing I could do about it.

I have contacted the Attorney General Office and prayerfully they will be able to help me in this terrible situation. This is not good business ethics or practice and I hope it can be resolved between both parties. Be seriously aware of any type of cash advances, or businesses of making loan sharks legal whether they are physically located, or on the internet.

Mark as Useful [1 vote]

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