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Applied Research Associates, Inc.

Country United States
State New Mexico
City Albuquerque
Address 4300 San Mateo Blvd. NE, Suite A-220
Phone 505-881-8074

Applied Research Associates, Inc. Reviews

  • Dec 24, 2015

This company called me threatening me jail time if I didn't give them my credit card number TODAY over the phone. They claimed I owed an online payday loan from 2011. I have never had an online payday loan. I continued to tell her this but she insisted if I didn't pay TODAY someone would come to my work and I would go to jail. They called and lied to my ex husband telling him they needed to talk to me because someone had used my identity. They called my boyfriend and lied to him as well. When I asked for the company's name that I supposedly owed they said they did not have that information. They told me it had been through three collection agencies and they were my last chance before court and jail. I said I had never received anything in the mail and they told me I wouldn't because it was an online loan. I told her there were no bad debts on my credit report and she said it wouldn't be on my credit report. She had no information at all except that I owed $680 and I needed to pay TODAY or I would go to jail. I filed a report with the BBB and now here. Beware!!!!!

  • Oct 23, 2015

I was contacted from an unknown number but instructed to call 877-590-8204 by a Charlotte Bowers who indicated that I was being charged with two counts of fraud regarding a payday loan from 2011 (Fox Enterprises), stated I requested the payday loan via internet and gave them an account number on an inactive account drawn on a bank that I've never had an account with. I explained that I've never had an account with that particular bank, nor was I familiar with the company filing the charges, additionally I was told that the company did not want to file charges if I paid the amount indicated. I was told that I owed $590.00 and needed to pay today (10/22/15). I was also told that if I could not pay in full today that I would need to make payment arrangements to pay a 30% deposit of total loan amount ($177.00) and pay remaining balance by 10/30/15. I was also told that if I did not make payment, charges would be filed with the courts in my county. I requested documentation as well as a copy of the signature on the loan document, of course they did not have that information. I researched ARA as well as Fox Enterprises and to my surprise, ARA has been cited with multiple scam complaints and the number that I was instructed to call is registered to an unrelated company, Bright Clean located in Harker Heights, TX (not surprised). Fox Enterprises has not listing and cannot be located. CONSUMERS BEWARE.

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