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PPay, Inc.


Country Canada
City Toronto, Ontario
Address 2680 Matheson Blvd E., STE 102
Phone 1 (905) 267 3355
Website https://www.ppayinc.com

PPay, Inc. Reviews

Most Useful Comment
  • Mar 17, 2019

PPAY INC. is a SCAM

PPAY Inc. is a scam. The owner David Philip Webb aka Philip Arcand and his wife Roberta Galway aka Robbin Webb are scamming people for living. Stay far away from this convicted criminals because they are still looking for new victims.

Mark as Useful [15 votes]
  • Mar 16, 2019

David Philip Webb aka Philip Arcand a

David Philip Webb aka Philip Arcand, 58, and Roberta Galway aka Robbin Webb, 51, who operated in the Vancouver area of British Columbia are still in business scamming people. PPAY Inc. and KHITOMER CONSULTANCY LTD. advertising from websites like PPAYINC.COM and KHITOMER.CA are another scam companies of Phillip Arcand aka David Philip Webb.

The U.S. district judge in Los Angeles sentenced Philip Arcand aka David Webb of Vancouver, British Columbia, to 12 years in prison on charges related to a bogus credit card protection scheme. According to prosecutors, Arcand processed credit card bills for telemarketing scams and also hired telemarketers to sell his own fraudulent product, targeting elderly U.S. consumers and taking $12.8 million.

https://www.dmnews.com/channel-marketing/direct-mail/news/13080082/canadian-charged-in-phone-scam

https://www.ftc.gov/sites/default/files/documents/cases/2002/10/acsspifj.pdf

Mark as Useful [10 votes]
  • Mar 11, 2019

Philip Arcand aka David Webb's new scam company PPAYINC

PPAYINC is another scam company of Phillip Arcand, a credit card con artist that was jailed 10 years for mail fraud committed through telemarketing.

https://www.ftc.gov/sites/default/files/documents/cases/2002/10/acsspifj.pdf

Mark as Useful [8 votes]
  • Mar 11, 2019

PPAY INC. is a scam and evil company! AVOID

PPAYINC collects credit card payments on behalf of their unsuspecting merchants and when it comes time to settle the accounts, they raise false allegations and weird excuses to be able to keep the funds they owe to the merchants.

The owner of PPAY Inc. is Philip Arcand aka David Philip Webb a convicted con artist.

https://www.bizjournals.com/birmingham/stories/2004/05/03/daily24.html

PPAY Inc. is currently being investigated by the Canadian authorities. AVOID!!

Mark as Useful [8 votes]
  • Feb 11, 2019

I just wanted to make the public aware of a very dangerous and manipulative criminal. He goes by the name of David Webb and his company is PPAY INC. He claims that he can process credit cards for any industry, but will just end up keeping all of your funds. I have been in contact w several other business owners who were one time customers.

From just what I know he has stolen several hundred thousand dollars. Currently, he is still in business advertising from the following website (ppay Inc). From the discussions I have had with the others he keeps the same pattern. He sets up fraudulent stripe accounts to process and has no bank accounts of his own and is not a true processor. Allows you to ring up sales through accounts, and then says there is a 21 day hold on those funds, and then makes up some crazy line of crap where he says you are violating the contract and then refuses to ever release your sales.

Naturally when it came time to pay the merchant PPAYINC.COM simply did what every "bottom feeder" does, they kept the money. I hope this has, at least: helped someone here on Trustpilot to save themselves the experience we had, we are already in contact with the law enforcement to look into these events. The only thing i care is about exposing this con artist Mr. David Philip Webb and his company PPAYINC.COM. Avoid like the plague, you have been warned!!

Mark as Useful [7 votes]
  • Jul 27, 2019

PPAY Inc. preferred course of action seems to be stealing the deposited funds of the clients! AVOID!!

PPAY Inc. (also going by General Dynamicx Inc.) offers online credit card processing services to online merchants. PPAY Inc. misused STRIPE.COM to board their credit card processing customers through and asked for 15% of the revenue transacted as a "processing" fee.

He is also charging a US$1500 upfront as a boarding fee.

Instead of releasing the funds that were owed to their processing clients (including our company), PPAY Inc., through their Director David Philip Webb aka Philip Arcand, elected instead to retain those funds, in clear violation of their own Merchant Processing Agreement signed with each and every one of their clients. This is not only a terrible way to treat customers that were already negatively affected by PPAY Inc.'s inability to maintain their own banking relationships, but is also a violaton of several state and federal banking laws.

While PPAY Inc. would have a legal right to hold certain funds (known as "reserve accounts" in the industry) under their agreement for a period of up to 180 days, they would have no legal right to hold funds that were not subject to such reserves. These funds represent credit card transacations processed successfully by the merchants for their online customers and are the property of the merchants, NOT PPAY Inc. or Mr. David Philip Webb.

A unilateral decision to simply refuse to release these funds is unethical, and grounds for civil lawsuits and criminal prosecution from each and every merchant affected against PPAY Inc.

If you are considering using PPAY Inc. or GENERAL DYNAMICX INC. please reconsider as, at the first sign of internal problems with their own banking relationships, their preferred course of action there seems to be stealing the deposited funds of the clients they are supposed to be serving, in violation of their own legal agreements.

David Webb used these stolen funds to buy a luxury home in Welland, Ontario and several german luxury cars, like Porsche and Mercedes.

David Webb can easily afford this mansion without having a job: https://www.youtube.com/watch?v=Tjo2sETZdpE by driving small businesses to the ground by stealing their money!

Mark as Useful [6 votes]
  • Jul 27, 2019

GENERAL DYNAMICX is a new scam company of DAVID WEBB

David Webb aka Philip Arcand from Welland,Ontario is now moving his fraudulent business scheme from PPAY Inc. to a new website called GENERAL DYNAMICX to hide his criminal business scheme and to be able to defraud new unsuspecting merchants. He changed his name from Philip Arcand to David Webb and now he is doing the same with his company name. He is living life in luxury without having a real job! How can he afford to buy a luxury mansion in Welland,Ontario and luxury cars like Porsche and Mercedes? It's very simple by collecting credit card payments on behalf of other business owners by running a fraudulent credit card processing gateway with the direct criminal intention to steal every single penny he!!! David Webb aka Philip Arcand is a sentenced criminal who spent years in jail for defrauding old people and now he is defrauding business owners by stealing their hard earned money!! AVOID!!

Currently, he is still in businesss advertising from the following websites:

http://www.ppayinc.com http://www.khitomer.ca and his most recent website set up to trap even more victims can be found here: http://www.generaldynamicx.com

David you are a crook and we won't stop chasing you until you rot in jail!!

Mark as Useful [6 votes]
  • Feb 11, 2019

I just wanted to make the public aware of a very dangerous and manipulative criminal. He goes by the name of David Webb and his company is PPAY INC. He claims that he can process credit cards for any industry, but will just end up keeping all of your funds.

I have been in contact w several other business owners who were one time customers. From just what I know he has stolen several hundred thousand dollars. Currently, he is still in businesss advertising from the following website (https://www.ppayinc.com/). From the discussions I have had with the others he keeps the same pattern.

He sets up fraudulent stripe accounts to process and has no bank accounts of his own and is not a true processor. Allows you to ring up sales through accounts, and then says there is a 21 day hold on those funds, and then makes up spome crazy line of crap where he says you are violating the contract and then refuses to ever release your sales.

Mark as Useful [6 votes]
  • Jun 5, 2019

The real David Webb here.

This is all the same person. If you know me then you know this is not true. If you don't then I suggest you listen to someone other than a frightened little person. We have no idea who this is so we cannot reconcile. Welcome to the new cowards way of dealing with conflict.IDIOT!

Mark as Useful [1 vote]
  • Jul 27, 2019

WARNING: David Webb aka Philip Arcand is moving his shady business to a new website!

I just wanted to make the public aware of DAVID WEBB aka PHILIP ARCAND from Welland Ontario is a sentenced fraudster! He is still in business setting his traps for new victims. He claims that he can process credit cards for high-risk industry, but will just end up keeping all of your funds. David Webb aka Philip Arcand is now moving his fraudulent scheme to a new website called GENERAL DYNAMICX.

Currently, he is still in businesss advertising from the following websites:

http://www.ppayinc.com http://www.khitomer.ca and his new trap he set for unsuspecting merchants can be found here: http://www.generaldynamicx.com

PPAY Inc. GENERAL DYNAMICX is a SCAM. David Webb aka Philip Arcand has spent time in jail and continues to take advantage of merchants who are in need of credit card processing and out of that need have to trust people like David. He knows what to say to get merchants to trust him and then sets his trap.

David Webb collects credit card payments on behalf of the merchants, with the only intention to run off with all your sales without releasing a single penny!

Avoid!

Mark as Useful [4 votes]
  • Jun 5, 2019

PPay IS a fair and honest Processor

UNLESS- your a scammer merchant or one that tells us your selling one thing and actually selling something different (OXYCOTIN).

All of these reviews are from the same COWARD who is simply a scared little man that all his life has been a disappointment to his mother, father, family and friends. I hold my head up when I walk, something I am certain this person does not.

I feel sorry for your mother. No one deserves a coward in there family. And you Mr "Reviewer" are a coward.

  • Jun 28, 2019

PPAY Inc. is a SCAM and the owner David Webb is Philip Arcand a criminal who spent over 10 years in jail for running scams!

They are only looking to take money from their merchants.

PPAY Inc. continues to take advantage of merchants who are in need of credit card processing and out of that need have to trust companies like PPAYINC.COM. They know what to say to get merchants to trust them and then they set their trap.They are only looking to take money from their merchants, sacrificing trust and reputation in a dirty way. All in all, I advise you stay far away entirely from ppayinc.com and everything that has to do with them. I know many businesses who have been ruined by them because PPAY Inc. kept the collected payments and refused to pay their merchants. PPAY Inc. has a terrible reputation. No help, no empathy, drive small businesses to the ground.

I BET THEY will respond to this with something like "we are willing to work with you, please send us a direct email blah blah". They are NOT willing to work, they are only interested in collecting payments to be able to keep your hard earned money indefinitely!

Avoid!

Mark as Useful [3 votes]
  • Jul 3, 2019

PPAY Inc. is a scam operated by David Webb aka Philip Arcand

Phillip Arcand & Roberta Galway why’d you change your names????

Once a scam artist, always a scam artist. Is your specialty still preying on the elderly?? You’re both scum bags and should be left to rot in jail!!! Despicable, disgusting excuses for human beings!!

Your poor lives will turn into hell very soon! Just wait for it!

Mark as Useful [5 votes]

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