I want to change my bank account .and maybe even my bank? I pay then $187 every 2 weeks !!! And that will be for a year .so when it's all paid it will be over $4000 on a $650 loan ...can I get out of this without getting into trouble .or affecting my credit?? Can somebody please help me with any suggestions.Ty
THEY ARE SCAM! THEY ARE AALSO OPERATING WITH FIRST LOAN, COMET LOANS, SOLID OAK FINANCE AND INBOX CREDIT. THEY ARE ALL MANAGED BY ONE MANAGEMENT! BEWARE
To be honest Ty...you are stuck with the payments unless you file a bankruptcy. You probably don't want to do that but it will force them to settle out with you for a super low price. I took out a title loan for 1400 and had to pay back 300 biweekly. I filed a bankruptcy and settled out for $600. I had the bankruptcy dismissed after a month or two...long enough to receive the settlement offers
I dnt think they will.sue u or even can because the percentage is more than likely illegal in your state making the loan unenforceable. I read one lady said they didn't take her to court and tried to make a fake wage garnishment paper and sent it to her employer. But her employer caught it. Now she is trying to sue inbox loans
I have taken out 2 loans with this company. You would think since I am a returning customer that the re application process would be simple. Not with this company. It takes an hour to complete an application. They have to call my bank each time to verify my last three deposits. Not the ideal place to get a loan.
Had me waste an hour of my day getting all of my information and e signing the loan agreement in which I was told that I was approved waited two days and funds was never deposited then when I asked why they tell me I wasn't approved. What makes me angry about it is the fact that they gather all of my personal info only to tell me I'm not approved... makes me feel like ived been scammed all along.
Yesterday that happened to me, took more than an hour on the phone, verifying bank and employment was told I was approved aND esigned. I was told to wait on an email in about an hour or two. Didn't get the funds or email. Before you go through all of that they need to tell you the truth, very disappointed.
Had me on phone over 1 hour, 3 way conversation with my bank getting my personal info and after all that, comes back on and said underwriting denied and would receive email with decision.....Still no email. STAY AWAY FROM THESE PEOPLE!!!!.REPORT TO BBB IN SANTA ROSA AND GET THEM SHUT DOWN!!!!
I applied for $400.00 through wefixmoney.com and was connected with Inbox loans. Received prompt to sign loan documents; and after all payments, the total cost of loan would be near $4,000. Received call from Ray at Inbox loans; and basically was reconfirming everything submitted on application. My bank would not verify my information with Ray. Therefore, he requested me to speak with my bank on 3 way and ask questions will he sat in silence. I didn't feel comfortable moving forward with Inbox loans; therefore, I asked Ray to rescind my loan request/application. Ray advised he would do so. I don't like the fact they have my personal information.
Omg they do waist your time I spent an hour on the phone
I wish I would have seen this that’s what I’m going through now they called me back today talking about it has to be resubmitted to the underwriters again but mind you yesterday that’s what they did. I’m still waiting on approval.
I took out a loan for $650 and until i'm done i will be paying over $4,000 i pay $987 every two weeks to them this is crazy it should be illegal because the interest rate is over 700 percent i need to get out of this moon but without getting myself into a big mess i really need help to get out of this and they need to be shut down so doing this to a lot of people
Most time you can't get clearly words with theses people when you try too talk it's very hard make contact. When you asked about paying this off always give you very poor excuse about climate you missed a payment. Basically, I think they really don't want you to pay out. Every time I call the financial departments they always closed. Or holding let me check see if still in the office. Wendy Greenville NC
This happened to me not once but twice i esigned they 3 eayed my bank and everything then told me i was denied i asked why she calmed she dont the computer do it smh
I was approved fro $975 due to some emergency cases, so i decided to split it up into 2 payments and end up paying not more than $1350,if you listen to them how the payment option works, you will understand how it works. And now im deciding to apply for a new loan with them.
This is an illegal form of borrowing money in some states. You have consumer protection rights. Their fees are astronomical and this is totally against the law. Call your Attorney General and see what can be done. Good Luck
OMG ARE YOU GOING TO DO IT?? I'M THINKING OF DOING THE SAME THING BUT I'M SCARED OF THE HARASSMENT AND WAITING TO SEE IF THEY'LL TAKE ME TO COURT FOR IT BECAUSE I BORROWED $950.00
They will have on the phone forever asking the same things over and over again.It is a scam i do not know what kind.They want a lot of personal information calling different people job bank looking at your bank account and routing numbers.They are always talking about underwritting approving the loan but you always have to resubmitt the app and re sign papers then they will call you back with a excuse that underwritting needs something else.I told them they must be scammers get all this information on you but keep switching the answer.I hope that this will help somebody because now i am glad now they made me walk away and take no more calls.
They called me and than called my bank. They told me i was approved and had to sign my paperwork. I did than never heard anything from them after that. Not even a email or call saying i was approved. Wasted my time and my bank time getting all the info they needed. Never use them.
They r awful had numerous calls from them did 3 way call with bank told I was approved and money never was desposited waste of everybody time why can’t they just say you won’t get the loan glad I never herd back wanting 1000 a month payment forget that bs I would rather do without and eat ramen noodles than work with those loan sharks steer clear of inbox loans
I applied online. They advised me to contact the number. The Indian man answered very quickly. I had to give him everything about my personal life. I thought I was going to have to send him a blood sample or take a DNA test. They called my bank and I was put on a three way call. He stated that he would need three previous direct deposits but he only asked for two. I asked him after my bank hung up the telephone why he had only asked for two previous deposits and not three. His response was I know its frustrating isn't it. He then advised me that I was not approved. Yet I had to reveal everything about myself. Kinda frustrating yes.
Same as the other reviews, they ask you for all this information. They asked to verify your income, your direct deposit‘s then say they have to submit it to their underwriting department, then come back to say it’s been declined I asked for more information and she really did not know what to say. I then say now that you have all my information what are you gonna do with it? She says it gets deleted I told her I was notifying my bank the Better Business Bureau as well as putting an alert on my ssn#, she got all defensive then hung up on me. Then I got a phone call from another place come to find out it was the same lady I talked to weird right Lol
I applied on line. I received 2 calls at 11 am. Both demanded personal information when I said I did not want the loan. The 3rd call came an hour later from a woman named Janice and I had the same hassle. When I asked for their street address to report fraud the woman gave me a PO Box address. I asked her if she drove to a PO Box address to go to work every morning and she said yes. So they drive to the post office for work every day..... I lost signal and called back and refused to give them anymore information. The man maned Ray said the loan was already deleted....... Ray perhaps you should ask Janice what the hell her problem was. Guess working in a PO Box must suck
Thank God I read my docs they interest rate is 769 percent a 1000 loan is 7682 u pay back so for those who are mad u didn't get approved thank God cause that is crazy.... Don't need a loan that bad
Do not borrow money from this company online pay day loans are illegal in kentucky.575 wanting to pay back 3000 I don't think so. If you live in Kentucky it's illegal .
Idk yet so far so good besides the fact that I would’ve paid 2,000 dollars for a loan of 400.
I never go by anyone’s scheduled payments, I always pay more because screw interest rates. I paid 200 dollars this week instead of 68.27 and she informed me that all I had left to pay was 268. So I’m going to drop another 100-150 and get this over with. We will see how it goes. I’m moving into a new house and was pretty desperate for the deposit so I went ahead and went with these guys. As long as I pay more than what they ask for I should be good. First phone call was long and irritating but oh well we will see.
I notified my bank and them. I am not paying them anything else. I only borrowed 400 already paid 1000....they will NOT get another dime from me. If they take me to court I dont care they got back what I borrowed and then some. My bank flagged them!
We got a $300 loan and are paying over $2000 back!!!! My husband was doing it on his own and didn't really pay attention. Poor dear feels so bad cause he did it for us, but I think he got ahead of himself. We will be cancelling his current account and opening a new one.
Don’t do it! I’m so glad I’m a reader of terms before signing on the dotted line. It was pretty easy and fast to apply but once I got my loan documents I couldn’t believe what I was reading. I then went to look at reviews and after reading those I knew I wasn’t crazy. On a 1000.00 loan I’d be paying a 776% interest, that’s almost 7900! This has to be illegal! Do not even waste your time!
I was on the phone with them for 1 1/2 hrs going over loan info. Was told underwriters to look at and call back to approve loan. They literally took everything but my first born child and still needed an underwriter. I get a call a few hrs later saying sorry the underwriters has so many loans to look thru that they can’t get to yours till tomorrow which is. Friday so if i even get approved my money won’t go in until monday if that. Don’t use these people they suck!!!!
They approved my loan and I received a confirmation email as well. 1 hr later I get a call from a guy asking me to verify my last digits of social and birthday before he told me the reason for his call. I would not give it to him and he was demanding it, then I had to ask for a manager. Horrible loan company.
i've tried to apply twice entering my information both times. and both times, i was redirected to the main page. i created an account thinking that was the issue, but then when asked to log in, my log in information was not found. emailed customer service and still no help.
This company is owned by Native Americans and they aren't held to federal laws about the interest rates. Please do not get a loan from this company. They will charge you over 750% for interest. No one needs a loan that bad or from this company. They have several names. Check them out on Better Business Bureau and just hang up if they call and never contact them.
There is a way to get them to stop garnishing my wages but I can't find my loan agreement! Can anyone get me a copy of it? They of course don't want to send it.
If you email them and demand they stop pulling from your bank account, they legally have to. They also have a way (written in the agreement) to keep them from garnishing wages. Help!!
The really bad part of all this is, yes, the rates are predatory, but because they are a part of an Indian Tribe they are NOT subject to predatory lending regulations or rulings!!!
I went thru the process with them calling my bank. The paperwork is in with the underwriter now. After reading all the reviews now I will not e-sign anything and will threaten them when they call me back. One thing I didn't do on the 3 way call was repeat my password for the bank so she can hear it. I gave the teller 1 letter. If they attempt to put that money in my account without me signing I will close my account and sue the dog stuff out of them.
I applied for a small loan and was told I'd get $325. I was asked a bunch of questions and put on 3 way with my bank.They had me e-sign because I was approved. After hanging up, I felt like something wasn't right. After a few hours I decided to back out and not take the loan. The reviews from other customers gave me the impression that InboxLoan is shady asf, so when I called I made sure to record the call and ask for a confirmation email that said I no longer wanted the loan. (I imagined they would try to process and deposit the loan, and have me trapped paying or something) When I called the 1st time, that weird water drop sound let me know that I had been connected but then I was hung up on. The 2nd time, it went through and I let the repersentive know that I wanted to cancel. I applied today, so I didn't think it would be a problem to just throw my application and info away. Nope. I was put on hold 3 times and never sent a confirmation email. The repersentive kept trying to swear me down that they sent one but I was refreshing my inbox and checking my spam/junk inbox, while on the phone with this mf. He just kept saying they aren't it. Nah, I got every single e-sign email seconds after but for some odd reason I can't get a cancelation confirmation email? That's funny. He told me to call back in an hour if I still don't get an email. I sent an email that said I also don't want to do business with them. I feel bothered and unsafe because of all the shadiness from InboxLoan and all the bad reviews that others have left and the fact that they have all my info.
Something isn't right about InboxLaon. This companies is shady.
I applied for a small loan and was told I'd get $325. I was asked a bunch of questions and put on 3 way with my bank.They had me e-sign because I was approved. After hanging up, I felt like something wasn't right. After a few hours I decided to back out and not take the loan. The reviews from other customers gave me the impression that InboxLoan is shady asf, so when I called I made sure to record the call and ask for a confirmation email that said I no longer wanted the loan. (I imagined they would try to process and deposit the loan, and have me trapped paying or something) When I called the 1st time, that weird water drop sound let me know that I had been connected but then I was hung up on. The 2nd time, it went through and I let the repersentive know that I wanted to cancel. I applied today, so I didn't think it would be a problem to just throw my application and info away. Nope. I was put on hold 3 times and never sent a confirmation email. The repersentive kept trying to swear me down that they sent one but I was refreshing my inbox and checking my spam/junk inbox, while on the phone with this mf. He just kept saying they aren't it. Nah, I got every single e-sign email seconds after but for some odd reason I can't get a cancelation confirmation email? That's funny. He told me to call back in an hour if I still don't get an email. I sent an email that said I also don't want to do business with them. I feel bothered and unsafe because of all the shadiness from InboxLoan and all the bad reviews that others have left and the fact that they have all my info.
i took out a $675 loan. they charged over like 700%.. i now owe back over 5 grand. i didn't read the fine print. has anyone closed their bank account or stopped payment for them. and if so what happened? is this even legal????? someone help!!!!
Don't trust these ppl at all. I get phone calls and texts from them for amounts well above what i ask and wen you do accept the amount u ha e to pay back double or triple what they gave u
Don’t do it. I applied thru another site and once results came back I was taken to this place. 1500 loan would need up being 11500 paid back. I didn’t sign anything as I always read but I also called to tell them to pull the loan offer when asked why and told them because it’s too expsemive on the loan amount she starts saying they have three other payment options I said nope I don’t want to hear about it revoke the loan. Stay away from them!
Whatever you do, no matter how desperate you might be for money, never use this company. They offer such high interest rate loans and there are plenty of companies that offer loans like that. This one will run you through the ringer with approval. Then if you need to move payments or need assistance, they make it impossible. They won’t let you talk to finanacal department. They are horrible to deal with.
I am sick to my stomach over this. I knew better but thought I could pay it off on my next payday. I'm ashamed to say how much I've paid for a 700 loan. I plan to file bankruptcy. I know a payday loan is covered but they claim this is not a payday loan. I will consult an attorney.
They should be in jail ! The interest on these loans are ridiculously high! This should be illegal !!!!! And the customer service rep was not professional at all had to yell at her . Stay away from this loan place ! They suck
Inbox Loan Reviews
I want out!
I want to change my bank account .and maybe even my bank? I pay then $187 every 2 weeks !!! And that will be for a year .so when it's all paid it will be over $4000 on a $650 loan ...can I get out of this without getting into trouble .or affecting my credit?? Can somebody please help me with any suggestions.Ty
association
THEY ARE SCAM! THEY ARE AALSO OPERATING WITH FIRST LOAN, COMET LOANS, SOLID OAK FINANCE AND INBOX CREDIT. THEY ARE ALL MANAGED BY ONE MANAGEMENT! BEWARE
I want out!
To be honest Ty...you are stuck with the payments unless you file a bankruptcy. You probably don't want to do that but it will force them to settle out with you for a super low price. I took out a title loan for 1400 and had to pay back 300 biweekly. I filed a bankruptcy and settled out for $600. I had the bankruptcy dismissed after a month or two...long enough to receive the settlement offers
Ty
I dnt think they will.sue u or even can because the percentage is more than likely illegal in your state making the loan unenforceable. I read one lady said they didn't take her to court and tried to make a fake wage garnishment paper and sent it to her employer. But her employer caught it. Now she is trying to sue inbox loans
Get out
Close your account or file bankrupt
Questions
Did you change your account? Or bank if so what happened?
Hassle to apply
I have taken out 2 loans with this company. You would think since I am a returning customer that the re application process would be simple. Not with this company. It takes an hour to complete an application. They have to call my bank each time to verify my last three deposits. Not the ideal place to get a loan.
A waste of time
Had me waste an hour of my day getting all of my information and e signing the loan agreement in which I was told that I was approved waited two days and funds was never deposited then when I asked why they tell me I wasn't approved. What makes me angry about it is the fact that they gather all of my personal info only to tell me I'm not approved... makes me feel like ived been scammed all along.
Disappointed
Yesterday that happened to me, took more than an hour on the phone, verifying bank and employment was told I was approved aND esigned. I was told to wait on an email in about an hour or two. Didn't get the funds or email. Before you go through all of that they need to tell you the truth, very disappointed.
A BIG WASTE OF TIME AND INFO!!!
Had me on phone over 1 hour, 3 way conversation with my bank getting my personal info and after all that, comes back on and said underwriting denied and would receive email with decision.....Still no email. STAY AWAY FROM THESE PEOPLE!!!!.REPORT TO BBB IN SANTA ROSA AND GET THEM SHUT DOWN!!!!
Be informed
I applied for $400.00 through wefixmoney.com and was connected with Inbox loans. Received prompt to sign loan documents; and after all payments, the total cost of loan would be near $4,000. Received call from Ray at Inbox loans; and basically was reconfirming everything submitted on application. My bank would not verify my information with Ray. Therefore, he requested me to speak with my bank on 3 way and ask questions will he sat in silence. I didn't feel comfortable moving forward with Inbox loans; therefore, I asked Ray to rescind my loan request/application. Ray advised he would do so. I don't like the fact they have my personal information.
Omg they do waist your time I spent an hour on the phone
I wish I would have seen this that’s what I’m going through now they called me back today talking about it has to be resubmitted to the underwriters again but mind you yesterday that’s what they did. I’m still waiting on approval.
I took out a loan for $650 and until i'm done i will be paying over $4,000 i pay $987 every two weeks to them this is crazy it should be illegal because the interest rate is over 700 percent i need to get out of this moon but without getting myself into a big mess i really need help to get out of this and they need to be shut down so doing this to a lot of people
I want out!
Yea they are a scam.stay away please they are illegal in a lot of states .check your state to see . I'm getting a lawyer.STAY AWAY
Pay
Did you continue to pay? Can you please email me at [email protected]. I’m on the same boat
Most time you can't get clearly words with theses people when you try too talk it's very hard make contact. When you asked about paying this off always give you very poor excuse about climate you missed a payment. Basically, I think they really don't want you to pay out. Every time I call the financial departments they always closed. Or holding let me check see if still in the office. Wendy Greenville NC
Is it a scam?
I just applied but was denied. Is it a scam because I just gave all of my info!
Crazy
This happened to me not once but twice i esigned they 3 eayed my bank and everything then told me i was denied i asked why she calmed she dont the computer do it smh
wonderful
I was approved fro $975 due to some emergency cases, so i decided to split it up into 2 payments and end up paying not more than $1350,if you listen to them how the payment option works, you will understand how it works. And now im deciding to apply for a new loan with them.
Default
Thinking about changing bank account number and stop payments
Closed account
Did you cancel your account? wondering what will happen
Do your research on Inbox Loan.
This is an illegal form of borrowing money in some states. You have consumer protection rights. Their fees are astronomical and this is totally against the law. Call your Attorney General and see what can be done. Good Luck
ME TOO!
OMG ARE YOU GOING TO DO IT?? I'M THINKING OF DOING THE SAME THING BUT I'M SCARED OF THE HARASSMENT AND WAITING TO SEE IF THEY'LL TAKE ME TO COURT FOR IT BECAUSE I BORROWED $950.00
scam do not waste time
They will have on the phone forever asking the same things over and over again.It is a scam i do not know what kind.They want a lot of personal information calling different people job bank looking at your bank account and routing numbers.They are always talking about underwritting approving the loan but you always have to resubmitt the app and re sign papers then they will call you back with a excuse that underwritting needs something else.I told them they must be scammers get all this information on you but keep switching the answer.I hope that this will help somebody because now i am glad now they made me walk away and take no more calls.
Loan
They called me and than called my bank. They told me i was approved and had to sign my paperwork. I did than never heard anything from them after that. Not even a email or call saying i was approved. Wasted my time and my bank time getting all the info they needed. Never use them.
Yes
They r awful had numerous calls from them did 3 way call with bank told I was approved and money never was desposited waste of everybody time why can’t they just say you won’t get the loan glad I never herd back wanting 1000 a month payment forget that bs I would rather do without and eat ramen noodles than work with those loan sharks steer clear of inbox loans
SCAMMERS - Predatory and Illegal
There is a cap on interest rates on loans in California. What they are doing, with 780% loans is ILLEGAL!
Truth
They are definitely predatory lenders with illegal interest rates!
Scam
700 percent interest rates lol stay clear contact mobil loans or speedy cash they will fix u up no bs approved in 30 mins or less
RIDICULOUS
I applied online. They advised me to contact the number. The Indian man answered very quickly. I had to give him everything about my personal life. I thought I was going to have to send him a blood sample or take a DNA test. They called my bank and I was put on a three way call. He stated that he would need three previous direct deposits but he only asked for two. I asked him after my bank hung up the telephone why he had only asked for two previous deposits and not three. His response was I know its frustrating isn't it. He then advised me that I was not approved. Yet I had to reveal everything about myself. Kinda frustrating yes.
Wow....
11,300.00 back for a 950.00 loan....u guys are pretty lucky. I'm closing my account, these people are out of their minds!
Changed agreement
My original agreement was changed by them. I was supposed to have two payments come out every other week which was the original agreement for 6months
They changed it to every week for 12 months. Not good
Stay away.
Same as the other reviews, they ask you for all this information. They asked to verify your income, your direct deposit‘s then say they have to submit it to their underwriting department, then come back to say it’s been declined I asked for more information and she really did not know what to say. I then say now that you have all my information what are you gonna do with it? She says it gets deleted I told her I was notifying my bank the Better Business Bureau as well as putting an alert on my ssn#, she got all defensive then hung up on me. Then I got a phone call from another place come to find out it was the same lady I talked to weird right Lol
Terrible
I applied on line. I received 2 calls at 11 am. Both demanded personal information when I said I did not want the loan. The 3rd call came an hour later from a woman named Janice and I had the same hassle. When I asked for their street address to report fraud the woman gave me a PO Box address. I asked her if she drove to a PO Box address to go to work every morning and she said yes. So they drive to the post office for work every day..... I lost signal and called back and refused to give them anymore information. The man maned Ray said the loan was already deleted....... Ray perhaps you should ask Janice what the hell her problem was. Guess working in a PO Box must suck
Very Misleading
I got a loan from this place only to find out that I had to pay balloon payments
Interest rate
Thank God I read my docs they interest rate is 769 percent a 1000 loan is 7682 u pay back so for those who are mad u didn't get approved thank God cause that is crazy.... Don't need a loan that bad
Scam
Never e signed, terms were outrageous....anyone have problems after applying and not accepting terms ?
Waste of time
I’m paying 3000 back for a 426 dollar loan!!!
575
Do not borrow money from this company online pay day loans are illegal in kentucky.575 wanting to pay back 3000 I don't think so. If you live in Kentucky it's illegal .
NO NO NO STAY AWAY
i got approved for a loan of $500 they want me to pay back $4000.
the interest is crazy , after i saw that i google the reviews for this company
im glad i did so i wouldnt make this horrible mistake.
They are hard to get hold of there apr is over 780 percent and i believe i'm being taken advantage of and i also believe i over paid them
Going “OK”
Idk yet so far so good besides the fact that I would’ve paid 2,000 dollars for a loan of 400.
I never go by anyone’s scheduled payments, I always pay more because screw interest rates. I paid 200 dollars this week instead of 68.27 and she informed me that all I had left to pay was 268. So I’m going to drop another 100-150 and get this over with. We will see how it goes. I’m moving into a new house and was pretty desperate for the deposit so I went ahead and went with these guys. As long as I pay more than what they ask for I should be good. First phone call was long and irritating but oh well we will see.
It’s going okay
I got a approved for 325 so they told me when I get paid this week I’ll just drop 325 and I’m done with the loan.
DONT DO IT
I notified my bank and them. I am not paying them anything else. I only borrowed 400 already paid 1000....they will NOT get another dime from me. If they take me to court I dont care they got back what I borrowed and then some. My bank flagged them!
Theives!!!!!
We got a $300 loan and are paying over $2000 back!!!! My husband was doing it on his own and didn't really pay attention. Poor dear feels so bad cause he did it for us, but I think he got ahead of himself. We will be cancelling his current account and opening a new one.
Closed account
What happened when you closed your account and stopped payment?
No no no no!!
Don’t do it! I’m so glad I’m a reader of terms before signing on the dotted line. It was pretty easy and fast to apply but once I got my loan documents I couldn’t believe what I was reading. I then went to look at reviews and after reading those I knew I wasn’t crazy. On a 1000.00 loan I’d be paying a 776% interest, that’s almost 7900! This has to be illegal! Do not even waste your time!
Is it a scamming business that steals from your account
Are they stealing out of anyone accounts after you've been denied???
I'm asking do I need to close my account and open a new one...
I was on the phone with them for 1 1/2 hrs going over loan info. Was told underwriters to look at and call back to approve loan. They literally took everything but my first born child and still needed an underwriter. I get a call a few hrs later saying sorry the underwriters has so many loans to look thru that they can’t get to yours till tomorrow which is. Friday so if i even get approved my money won’t go in until monday if that. Don’t use these people they suck!!!!
They said i was getting a payday loan of 550$ an now they are charging me 1000$ to pay back my loan!
Idiots!
They approved my loan and I received a confirmation email as well. 1 hr later I get a call from a guy asking me to verify my last digits of social and birthday before he told me the reason for his call. I would not give it to him and he was demanding it, then I had to ask for a manager. Horrible loan company.
Difficult to Apply
i've tried to apply twice entering my information both times. and both times, i was redirected to the main page. i created an account thinking that was the issue, but then when asked to log in, my log in information was not found. emailed customer service and still no help.
terrible site for loans. would not recommend.
Scam
They are a scam! Have a really bad attitude ????????????????????
You are being charged over 750% interest rate!
This company is owned by Native Americans and they aren't held to federal laws about the interest rates. Please do not get a loan from this company. They will charge you over 750% for interest. No one needs a loan that bad or from this company. They have several names. Check them out on Better Business Bureau and just hang up if they call and never contact them.
How long does it take for the funds to arrive ? When approved and agreement completed ?
Garnishing Wages
There is a way to get them to stop garnishing my wages but I can't find my loan agreement! Can anyone get me a copy of it? They of course don't want to send it.
If you email them and demand they stop pulling from your bank account, they legally have to. They also have a way (written in the agreement) to keep them from garnishing wages. Help!!
Ugh
Did anyone change bank accounts and just not pay? If so what happened?
Predatory but NOT illegal
The really bad part of all this is, yes, the rates are predatory, but because they are a part of an Indian Tribe they are NOT subject to predatory lending regulations or rulings!!!
Thanks
I went thru the process with them calling my bank. The paperwork is in with the underwriter now. After reading all the reviews now I will not e-sign anything and will threaten them when they call me back. One thing I didn't do on the 3 way call was repeat my password for the bank so she can hear it. I gave the teller 1 letter. If they attempt to put that money in my account without me signing I will close my account and sue the dog stuff out of them.
Thanks for the info.
Shady!
I applied for a small loan and was told I'd get $325. I was asked a bunch of questions and put on 3 way with my bank.They had me e-sign because I was approved. After hanging up, I felt like something wasn't right. After a few hours I decided to back out and not take the loan. The reviews from other customers gave me the impression that InboxLoan is shady asf, so when I called I made sure to record the call and ask for a confirmation email that said I no longer wanted the loan. (I imagined they would try to process and deposit the loan, and have me trapped paying or something) When I called the 1st time, that weird water drop sound let me know that I had been connected but then I was hung up on. The 2nd time, it went through and I let the repersentive know that I wanted to cancel. I applied today, so I didn't think it would be a problem to just throw my application and info away. Nope. I was put on hold 3 times and never sent a confirmation email. The repersentive kept trying to swear me down that they sent one but I was refreshing my inbox and checking my spam/junk inbox, while on the phone with this mf. He just kept saying they aren't it. Nah, I got every single e-sign email seconds after but for some odd reason I can't get a cancelation confirmation email? That's funny. He told me to call back in an hour if I still don't get an email. I sent an email that said I also don't want to do business with them. I feel bothered and unsafe because of all the shadiness from InboxLoan and all the bad reviews that others have left and the fact that they have all my info.
Something isn't right about InboxLaon. This companies is shady.
I applied for a small loan and was told I'd get $325. I was asked a bunch of questions and put on 3 way with my bank.They had me e-sign because I was approved. After hanging up, I felt like something wasn't right. After a few hours I decided to back out and not take the loan. The reviews from other customers gave me the impression that InboxLoan is shady asf, so when I called I made sure to record the call and ask for a confirmation email that said I no longer wanted the loan. (I imagined they would try to process and deposit the loan, and have me trapped paying or something) When I called the 1st time, that weird water drop sound let me know that I had been connected but then I was hung up on. The 2nd time, it went through and I let the repersentive know that I wanted to cancel. I applied today, so I didn't think it would be a problem to just throw my application and info away. Nope. I was put on hold 3 times and never sent a confirmation email. The repersentive kept trying to swear me down that they sent one but I was refreshing my inbox and checking my spam/junk inbox, while on the phone with this mf. He just kept saying they aren't it. Nah, I got every single e-sign email seconds after but for some odd reason I can't get a cancelation confirmation email? That's funny. He told me to call back in an hour if I still don't get an email. I sent an email that said I also don't want to do business with them. I feel bothered and unsafe because of all the shadiness from InboxLoan and all the bad reviews that others have left and the fact that they have all my info.
haha
glad i read the docs they sent before signing on a 200$ they wanted me to pay 1574$$$ lmao yeah right!!!
Mortgage balloon pymt basically
You baaically need to pay extra alomg with your scheduled biweekly or monthly pymt. to payoff the Principal, early.
Mortgage balloon pymt basically
You baaically need to pay extra alomg with your scheduled biweekly or monthly pymt. to payoff the Principal, early.
took out a $675 loan
i took out a $675 loan. they charged over like 700%.. i now owe back over 5 grand. i didn't read the fine print. has anyone closed their bank account or stopped payment for them. and if so what happened? is this even legal????? someone help!!!!
Don't trust these ppl at all. I get phone calls and texts from them for amounts well above what i ask and wen you do accept the amount u ha e to pay back double or triple what they gave u
Bad place
Don’t do it. I applied thru another site and once results came back I was taken to this place. 1500 loan would need up being 11500 paid back. I didn’t sign anything as I always read but I also called to tell them to pull the loan offer when asked why and told them because it’s too expsemive on the loan amount she starts saying they have three other payment options I said nope I don’t want to hear about it revoke the loan. Stay away from them!
Whatever you do, no matter how desperate you might be for money, never use this company. They offer such high interest rate loans and there are plenty of companies that offer loans like that. This one will run you through the ringer with approval. Then if you need to move payments or need assistance, they make it impossible. They won’t let you talk to finanacal department. They are horrible to deal with.
Desparation
I am sick to my stomach over this. I knew better but thought I could pay it off on my next payday. I'm ashamed to say how much I've paid for a 700 loan. I plan to file bankruptcy. I know a payday loan is covered but they claim this is not a payday loan. I will consult an attorney.
STAY AWAY!
Just realized that I'm paying back over $2,000 for a $350 loan! NEVER using them again! Not worth it!
Bad company
They should be in jail ! The interest on these loans are ridiculously high! This should be illegal !!!!! And the customer service rep was not professional at all had to yell at her . Stay away from this loan place ! They suck