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Fedak Law Offices


Country Canada
City Hamilton, Ontario
Address 1252 Barton St E
Phone 905-547-6232

Fedak Law Offices Reviews

Most Useful Comment
  • May 9, 2018

I received an email from Natasha Adams stating that I have recived a loan from Quick Payday Reference KS/893127 in the maout of $1,331.16 states that it as been plenty of attempts that I have been contacted regarding my outstanding debt but has been unsuccessful in doing so. If I don't appera in court and defend the proceedings, there is no hearing so it is highly likey judgemt may be given in my absence.They have the right to garnish my wages, take money from my bank account. If I would like to settle this outside of court to contact the settlement department [email protected] My heart dropped when I recived this disturbing email because I have no idea on who these people are and why they are targetinig me. They should be ashamed of themselves and jailed, people work to hard for their money as bad as times are right now. If you are a victim please REPORT THEY NEED TO BE STOPPED. Glad that I did some research because I was about to send money I have a family to care for and can't afford to be in jail

Mark as Useful [1 vote]
  • Feb 21, 2019

Loan

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Date: Feb. 21st, 2019

Attention:

Claimant: Speedy Cash Payday

Reference: AI98939

Plaintiff has given you more than ample time and notices regarding your long overdue balance of $ 1,331.16 for the settlement of the legal matter outside the courthouse. Numerous attempts to resolve your long overdue account have been unsuccessful. As you know, your overdue balance now equals $ 1,331.16 (which includes interest on the overdue account). Interest will continue to accrue on this past due account.

You are requested to appear in the court to defend the action of which particulars appeared earlier and now. If you do not appear and defend the proceedings, there is no hearing so it is highly likely judgment may be given in your absence.

If the court rules in favor of the Plaintiff/ creditor (Speedy Cash Payday), you have to pay up when the order tells you to. If you don’t pay up as ordered, the Plaintiff may then take steps to collect on the judgment under Enforcement Action.

As per the enforcement action, your Plaintiff has some other options to make you pay -

1. Garnishment from your wages to pay the debt under an attachment of earnings order.

2. Take the money that you are owed by someone else from your bank account. It is called a third-party debt law.

3. The Plaintiff can take steps to receive the money it is owed by asking for a lien on an un-exempted real estate owned by the debtor, the sale of the debtor’s property secure the debt against your home or other assets you own. It is called a charging order and means that you could lose your home if you don't keep up the repayments.

After a judgment, you may be summoned to answer questions about your finances. Fail to meet the summons it is remotely possible that you will be picked up by police for disobeying a court order.

Enforcement mechanisms

The following are the main ways of enforcing judgments:

1. Execution against goods (order from the court which directs the Sheriff or County Registrar to seize your goods and sell them to raise the amount of money which you owe plus costs.).

2. Installment orders, followed (if necessary) by committal orders.

3. Earnings Attachment.

4. Judgment mortgage.

We would like to draw your attention to the fact that in most states, judgments are good for ten years, so if the Plaintiff has a judgment against you, any property you acquire within ten years of the judgment could be seized, as long as the loan has not been paid.

Even though a payday lender can sue you civilly to collect the balance of the loan, failing to pay a payday loan is not a crime while some collectors threaten borrowers with criminal action, you cannot be sent to jail unless you intentionally took out the loan not planning to pay it back as a fraud.

It will be your final opportunity to resolve this matter on your overdue balance account within five working days without the expenses of court proceedings.

You will stop this going to court if, before the date given above, you pay the sum of $ 1,331.16 being: -

The amount claimed, interest and the court rate up to the specified date, Fixed costs and Stamp duty is included for $ 1,331.16.

Under section 88 of the National Credit Code, I have briefed you up with the affidavit and done my part; now the best is up to you.

IF YOU WANT TO RESOLVE THIS CASE OUTSIDE OF COURT THEN CONTACT TO OUR SETTLEMENT DEPARTMENT FOR SETTLE YOUR CASE: - mailto:[email protected]

Sincerely,

Tracey Anderson

Fedak Law Firm

*** If you have any doubts about the credibility of this email please refer to the Terms and conditions under the breach of the contract via the online application filled up by you. ***

____________________________________________________________________________________________________________________________________________________________

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  • Feb 18, 2019

Scam

I received an email today and they want me to email them so I can clear up the problem and not have to go to court. I have never taken out a loan with these people. Told me I owed $1331.86 I can tell the email is a scam because the numbers look different on each spot. It looks like they're using a template and just changing the information. I also looked up the law office at it is in Canada and is closed.

  • Mar 1, 2018

Loan

I received an e mail saying I owed for a loan I did not take out. There is no contact information and there isnidate as to when and where I am to appear in court. There is no way to contact these people.

  • Feb 8, 2018

I recieved an email from a Richard Brewer claiming that I owe money for a payday loan that I never took out. The email included my social and birthday and drivers license number.

It does not give me any way to contact them and is a total scam.

  • Jan 25, 2018

I have requested proof of this loan. I have not received anything to date. I asked that they provide a correct phone number so that I may contact them or they could contact me. I have not received this information as well. They sayi must appear in court but I have not received a Suponea to court to answer the charges of indebtedness.

Since they have my bank account information I am forced to change the account which is not an easy thing to accomplish since my monthly bills are set up for automatic bill pay as well as the deposit of my retirement check which will have to be changed.

So the number one question is how did they get my banking Information? Number two question is how do we stop this from happening again and to other people?

  • Feb 1, 2018

Loan

I received the same letter with threats, and never got a loan from them. What did you do?

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