While on vacation, I was looking at a team jersey for my son at d**k's on Highway 36 in West Long Branch , NJ. While looking, I was approached by a d**k's associate, Christopher, who said if I purchased the jersey using a d**k's credit card , I would recieve a $40 rebate. This took place on July 29, 2019.
I completed the application electronically at the store but was told they couldn't complete the process and was asked to pay with a personal credit card. I was told by Christopeher that I would receive a rebate once the credit application was processed. I completed the purchase on my personal VISA card.
Some time later, I received a letter dated August 2, 2019 saying that my application was denied for the following reasons:
1. Too few bankcard accounts.
2.Days since most recent inquiry is too short.
3.Number of inquiries.
4. Limited credit history.
I have a 40 plus year history of excellent credit history and a current FICO score in excess of 800. In addition, I was provided a card from the same bank, Synchrony Bank, less than 90 days ago.
I feel that I was enticed to make the purchase by a d**k's employee and there was never any intention to provide the rebate. You'll notice the reasons listed for rejecting my application do not mention a poor credit or poor payment history.
Before reaching out on this website I contatced d**k's directly. The first time on August 19, a representative took my personal and contact information and said someopne would contact me by August 23. I never heard from them and contacted the customer service number on their website on August 30. I spoke with a gentleman named Jose' and was told I'd have to speak to the store; more run around from d**k's.
Dick's Sporting Goods, Inc. Reviews
While on vacation, I was looking at a team jersey for my son at d**k's on Highway 36 in West Long Branch , NJ. While looking, I was approached by a d**k's associate, Christopher, who said if I purchased the jersey using a d**k's credit card , I would recieve a $40 rebate. This took place on July 29, 2019.
I completed the application electronically at the store but was told they couldn't complete the process and was asked to pay with a personal credit card. I was told by Christopeher that I would receive a rebate once the credit application was processed. I completed the purchase on my personal VISA card.
Some time later, I received a letter dated August 2, 2019 saying that my application was denied for the following reasons:
1. Too few bankcard accounts.
2.Days since most recent inquiry is too short.
3.Number of inquiries.
4. Limited credit history.
I have a 40 plus year history of excellent credit history and a current FICO score in excess of 800. In addition, I was provided a card from the same bank, Synchrony Bank, less than 90 days ago.
I feel that I was enticed to make the purchase by a d**k's employee and there was never any intention to provide the rebate. You'll notice the reasons listed for rejecting my application do not mention a poor credit or poor payment history.
Before reaching out on this website I contatced d**k's directly. The first time on August 19, a representative took my personal and contact information and said someopne would contact me by August 23. I never heard from them and contacted the customer service number on their website on August 30. I spoke with a gentleman named Jose' and was told I'd have to speak to the store; more run around from d**k's.